Everybody knows her, for they see her every day
As she swings around the corner with that blue dress on parade;
Though it is not all in looking, stylish clothes don't win today,
There's nothing counts like dollars when you have your debts to pay.

This we should teach our children, not extravagant to be,
As our race in this country has not so long been free;
They must take care of their money and buy homes in various ways,
To be creditable and honest when they have their debts to pay.

I believe in style and fashion that is not out of the way,
I believe in home and comfort and living happy every day;
Do not go beyond your means, makes no difference what they say,
And after awhile you will be excluded from having debts to pay.

Now this has been my motto, to do as well as say—
Not teach you and practice different, but I can truthfully say
That in my broad experience success has followed me,
And I make a strong effort to keep the debts all paid.